isLinkedAccPresent = true;
boolean isModified = false;
if (accountAssociations == null) {
isModified = true;
} else {
final SavingsAccount savingsAccount = accountAssociations.linkedSavingsAccount();
if (savingsAccount == null || savingsAccount.getId() != savingsAccountId) {
isModified = true;
}
}
if (isModified) {