typeHelper = SDOUtil.createTypeHelper();
XSDHelper xsdHelper = SDOUtil.createXSDHelper(typeHelper);
URL url = getClass().getResource("helloworld.wsdl");
xsdHelper.define(url.openStream(), null);
url = getClass().getResource("CreditScoreDocLit.wsdl");
xsdHelper.define(url.openStream(), null);
greetingDOB = SDOXMLHelper.toDataObject(appCL, typeHelper, new Object[] { GREETING_NAME }, GREETING_QN, true);
greetingXML = SDOXMLHelper.toXMLBytes(appCL, typeHelper, new Object[] { GREETING_NAME }, GREETING_QN, true);
DataFactory dataFactory = SDOUtil.createDataFactory(typeHelper);
nonWrappedDOB = dataFactory.create("http://www.example.org/creditscore/doclit/", "Customer");