pmtInf.setPmtInfId(pmtInfId != null && pmtInfId.length() > 0 ? pmtInfId : sepaId);
pmtInf.setPmtMtd(PaymentMethod5Code.TRF);
// Payment Type Information
pmtInf.setPmtTpInf(new PaymentTypeInformation7());
pmtInf.getPmtTpInf().setSvcLvl(new ServiceLevel4());
pmtInf.getPmtTpInf().getSvcLvl().setCd(ServiceLevel3Code.SEPA);
String date = sepaParams.getProperty("date");
if(date == null) date = SepaUtil.DATE_UNDEFINED;