final LoanApplicationTerms loanApplicationTerms = this.loanScheduleAssembler.assembleLoanTerms(element);
final boolean isHolidayEnabled = this.configurationDomainService.isRescheduleRepaymentsOnHolidaysEnabled();
final List<Holiday> holidays = this.holidayRepository.findByOfficeIdAndGreaterThanDate(loanApplication.getOfficeId(),
loanApplicationTerms.getExpectedDisbursementDate().toDate(), HolidayStatusType.ACTIVE.getValue());
final WorkingDays workingDays = this.workingDaysRepository.findOne();
final boolean allowTransactionsOnNonWorkingDay = this.configurationDomainService.allowTransactionsOnNonWorkingDayEnabled();
final boolean allowTransactionsOnHoliday = this.configurationDomainService.allowTransactionsOnHolidayEnabled();
final LoanScheduleModel loanScheduleModel = this.loanScheduleAssembler.assembleLoanScheduleFrom(loanApplicationTerms,
isHolidayEnabled, holidays, workingDays, element);
loanApplication.loanApplicationSubmittal(currentUser, loanScheduleModel, loanApplicationTerms, defaultLoanLifecycleStateMachine(),