final Money inArrearsTolerance, final boolean multiDisburseLoan, final BigDecimal emiAmount,
final List<DisbursementData> disbursementDatas, final BigDecimal maxOutstandingBalance,
final List<LoanTermVariationsData> emiAmountVariations, final Integer graceOnArrearsAgeing,
final DaysInMonthType daysInMonthType, final DaysInYearType daysInYearType, final boolean isInterestRecalculationEnabled) {
final LoanRescheduleStrategyMethod rescheduleStrategyMethod = null;
final InterestRecalculationCompoundingMethod interestRecalculationCompoundingMethod = null;
final CalendarInstance restCalendarInstance = null;
final RecalculationFrequencyType recalculationFrequencyType = null;
return new LoanApplicationTerms(currency, loanTermFrequency, loanTermPeriodFrequencyType, numberOfRepayments, repaymentEvery,
repaymentPeriodFrequencyType, amortizationMethod, interestMethod, interestRatePerPeriod, interestRatePeriodFrequencyType,