drctDbtTxInf.setDbtr(new PartyIdentificationSDD3());
drctDbtTxInf.getDbtr().setNm(sepaParams.getProperty(SepaUtil.insertIndex("dst.name", index)));
//Payment Information - Credit Transfer Transaction Information - Creditor Account
drctDbtTxInf.setDbtrAcct(new CashAccountSDD2());
drctDbtTxInf.getDbtrAcct().setId(new AccountIdentificationSDD());
drctDbtTxInf.getDbtrAcct().getId().setIBAN(sepaParams.getProperty(SepaUtil.insertIndex("dst.iban", index)));
//Payment Information - Credit Transfer Transaction Information - Creditor Agent
drctDbtTxInf.setDbtrAgt(new BranchAndFinancialInstitutionIdentificationSDD1());
drctDbtTxInf.getDbtrAgt().setFinInstnId(new FinancialInstitutionIdentificationSDD1());