final EntityManager em = getFactory().createEntityManager();
owner = new AccountOwner( "owner_1" );
owner.setSSN( "0123456" );
soge = new BankAccount( "account_1" );
soge.setAccountNumber( "X2345000" );
soge.getOwners().add( owner );
owner.getBankAccounts().add( soge );
barclays = new BankAccount( "account_2" );
barclays.setAccountNumber( "ZZZ-009" );
barclays.getOwners().add( owner );
owner.getBankAccounts().add( barclays );
em.persist( owner );