return new FullGratuityPaymentPlanForFirstTimeInstitutionStudents(paymentPlanBean.getExecutionYear(),
degreeCurricularPlan.getServiceAgreementTemplate(), paymentPlanBean.isMain());
} else if (paymentPlanBean.isForSecondCurricularYear()) {
return new GratuityForStudentsInSecondCurricularYear(paymentPlanBean.getExecutionYear(),
degreeCurricularPlan.getServiceAgreementTemplate(), paymentPlanBean.isMain());
} else {
return new FullGratuityPaymentPlan(paymentPlanBean.getExecutionYear(),
degreeCurricularPlan.getServiceAgreementTemplate(), paymentPlanBean.isMain());
}